Terms of Service

1. Acceptance of Terms

By accessing or using the Swipe2Cash website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

Swipe2Cash provides a platform to facilitate the transfer of funds from a user's credit card to a bank account. We act as an intermediary to process these payments securely. We are not a bank or a financial institution.

3. User Responsibilities

• You must use your own credit card. Third-party card usage is strictly prohibited.
• You agree to provide accurate, current, and complete information during the transaction process.
• You confirm that the funds used are from a legitimate source and are not part of any illegal activity.
• You are responsible for ensuring the beneficiary bank account details are correct.

4. Fees and Payments

Our service charges a convenience fee for processing credit card to bank transfers.

• Fees are clearly communicated before you complete a transaction.
• Service fees are non-refundable once the transaction is processed.
• You are responsible for any charges imposed by your credit card issuer (e.g., cash advance fees), though our service typically codes as a utility/purchase.

5. Limitations of Liability

Swipe2Cash shall not be liable for any delays in transaction settlement caused by banking server downtimes, holidays, or technical issues beyond our control. In no event shall we be liable for any indirect, incidental, or consequential damages arising out of the use of our service.

6. Termination

We reserve the right to terminate or suspend access to our service immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms (e.g., suspected fraud or use of stolen cards).

7. Contact Information

For any questions regarding these Terms, please contact us.